David DiStefano
Founder & CEOProduct strategy, investor relations and U.S. manufacturing commitment.
Part 2 of 2 · Investor Data Room
Investor
Data Room
Help bring a new standard of digital ownership to life.
Cold Crypt is building Vault™ hardware, Sentinel AI™ transaction intelligence, and Guardian™ recovery into one consumer-first platform for secure self-custody.
The Founding Circle™ supports completion and validation of the Vault™ MVP ahead of the planned $12M/$15M Series A.
BECOME A FOUNDING INVESTOR
Cold Crypt Vault™ — The Digital Sovereignty Platform™
01 / ProductSee the platform and MVP plan
02 / FinancialsReview the five-year model
03 / PeopleMeet the leadership team
Explore all 10 sections↓Part 2 of 2 · Investor Data Room · Financial Model · October 2026
Continue with the evidence.
After the short pitch, review the financial model, cap table, use of funds, leadership, and whitepaper. Select a section to explore the Cold Crypt investor model. The menu stays in reach as you move through the material.
01 · Executive Summary
Cold Crypt — Series A
A U.S.-focused Digital Sovereignty Platform™ combining Vault™ hardware, Sentinel AI™ and Guardian™ protection.
Pre-money valuation$45MSeries A base case
Series A target$12M/$15MPre-2027 close target
Y5 revenue$117.6M2031 total revenue
Y5 EBITDA$76.3M64.9% margin
Commercial launchSep 2027Presales June 2027
2027 units14,400Sep–Dec ramp
Protection Plan$10/moRecurring SaaS layer
Y5 closing cash$141.5MCash at end of 2031
Platform thesis
- Dual-mode Vault™ hardware with biometric and voice-lock architecture
- Sentinel AI™ transaction intelligence
- Guardian™ recovery and protection
- U.S. manufacturing vision; AES-256-GCM and targeted FIPS/MIL-STD certifications
- Standard wallet $399 MSRP; FOUNDERS VIP Vault $599 MSRP
Launch milestones
75%MVP completion stated September 2026
Jun 2027Presales begin
Sep 2027Commercial launch
$84KRemaining of $170K Founding Circle; $86K raised
Regulatory tailwinds stated by management
GENIUS Act (2025), OCC bank custody and pending NYSE crypto integration are cited in the Cold Crypt Data Room as potential market catalysts. These claims and timing are management statements.
Cold Crypt financial model · October 2026 · Forward-looking management assumptions.
Product evidence · Vault MVP
View the MVP See the device and working interface.
Review device photographs, video, and wallet screens. The page distinguishes current functions from security features still in development.
02 · P&L Forecast
Five-year income statement.
Hardware and Protection Plan revenue, margins, OpEx, EBITDA and after-tax net income.
2027 is a partial launch year (September–December). Years 2–5 are full commercial years. The model applies a 21% tax rate to cumulative positive pre-tax income.
Five-year income statement
| Metric | Y1 2027 | Y2 2028 | Y3 2029 | Y4 2030 | Y5 2031 |
|---|---|---|---|---|---|
| Hardware Revenue | $6,033,600 | $26,544,000 | $43,797,600 | $60,830,000 | $80,295,600 |
| Protection Plan (SaaS) | $213,695 | $4,919,621 | $12,838,949 | $23,535,829 | $37,269,416 |
| Total Revenue | $6,247,295 | $31,463,621 | $56,636,549 | $84,365,829 | $117,565,016 |
| Cost of Goods Sold | $2,470,306 | $10,529,658 | $16,146,751 | $22,778,446 | $30,468,610 |
| Gross Profit | $3,776,990 | $20,933,963 | $40,489,798 | $61,587,383 | $87,096,407 |
| Gross Margin % | 60.5% | 66.5% | 71.5% | 73.0% | 74.1% |
| Total Operating Expenses | $5,785,281 | $7,072,160 | $8,216,979 | $9,399,936 | $10,824,906 |
| EBITDA | ($2,008,291) | $13,861,803 | $32,272,818 | $52,187,448 | $76,271,501 |
| EBITDA Margin % | -32.1% | 44.1% | 57.0% | 61.9% | 64.9% |
| Net Income (After Tax) | ($2,278,041) | $11,022,100 | $25,062,277 | $40,766,263 | $59,760,077 |
| Net Margin % | -36.5% | 35.0% | 44.3% | 48.3% | 50.8% |
View revenue chart
Total revenue
2027 covers September–December only.
Cold Crypt financial model, October 2026. Operating expenses exclude depreciation, which is shown in OpEx Detail.
03 · Cash Flow
Cash through launch and scale.
Operating cash flow, capital expenditure, financing flows and closing cash by year.
Closing cash
In millions of dollars.
Funding basis
$12,181,000 of 2027 opening cash: the $12,000,000 Series A base case plus $181,000 of owner equity. No further raises are modeled in Years 2–5.
($3,686,291) Year 1 operating cash flow; $10.7M Year 2 operating cash flow; $141.5M closing cash in 2031.
Five-year cash flow
| Metric | Y1 2027 | Y2 2028 | Y3 2029 | Y4 2030 | Y5 2031 |
|---|---|---|---|---|---|
| Opening Cash | $12,181,000 | $6,104,709 | $16,602,545 | $41,048,618 | $81,072,755 |
| Operating Cash Flow | ($3,686,291) | $10,657,836 | $24,616,073 | $40,214,137 | $60,609,193 |
| Capital Expenditure | ($2,390,000) | ($160,000) | ($170,000) | ($190,000) | ($220,000) |
| Financing Cash Flow | $0 | $0 | $0 | $0 | $0 |
| Closing Cash | $6,104,709 | $16,602,545 | $41,048,618 | $81,072,755 | $141,461,948 |
Cold Crypt financial model, October 2026.
04 · Revenue Model
Hardware plus recurring protection.
The model grows from 14,400 wallets in the partial launch year to 165,000 wallets in 2031.
Wallet units sold
Thousands of units.
Revenue mix
202797% hardware3% SaaS
202884% hardware16% SaaS
202977% hardware23% SaaS
203072% hardware28% SaaS
203168% hardware32% SaaS
Hardware Revenue Model
2027: Standard $399 and FOUNDERS VIP Vault $599. Standard rises to $425 in 2028; from 2029, Standard is $467.50 and VIP is $658.90. Product mix is modeled at 90% Standard and 10% VIP.
| Metric | Y1 2027 | Y2 2028 | Y3 2029 | Y4 2030 | Y5 2031 |
|---|---|---|---|---|---|
| Total Units Sold | 14,400 | 60,000 | 90,000 | 125,000 | 165,000 |
| Standard Edition Units (90%) | 12,960 | 54,000 | 81,000 | 112,500 | 148,500 |
| FOUNDERS VIP Vault Units (10%) | 1,440 | 6,000 | 9,000 | 12,500 | 16,500 |
| Standard MSRP | $399 | $425 | $467.50 | $467.50 | $467.50 |
| VIP MSRP | $599 | $599 | $658.90 | $658.90 | $658.90 |
| YoY Unit Growth | Launch | +317% | +50% | +39% | +32% |
| Hardware Revenue | $6,033,600 | $26,544,000 | $43,797,600 | $60,830,000 | $80,295,600 |
Protection Plan Revenue Model (SaaS)
The mandatory plan is $10/month from activation. VIP includes the first 90 days free. Monthly churn of 1.0% and annual retention of approximately 88.6% are planning assumptions, not historical results.
| Metric | Y1 2027 | Y2 2028 | Y3 2029 | Y4 2030 | Y5 2031 |
|---|---|---|---|---|---|
| Active Paying Subscribers | 13,031 | 68,107 | 144,902 | 245,997 | 373,364 |
| Monthly Price | $10.00 | $10.00 | $10.00 | $10.00 | $10.00 |
| Monthly Churn | 1.0% | 1.0% | 1.0% | 1.0% | 1.0% |
| Annual Retention | ~88.6% | ~88.6% | ~88.6% | ~88.6% | ~88.6% |
| Protection Plan Revenue | $213,695 | $4,919,621 | $12,838,949 | $23,535,829 | $37,269,416 |
05 · OpEx Detail
Operating expense drivers.
Detailed category forecast and underlying management policies.
Operating expense detail
| Category | Y1 2027 | Y2 2028 | Y3 2029 | Y4 2030 | Y5 2031 |
|---|---|---|---|---|---|
| One-Time Startup Costs | $181,000 | $0 | $0 | $0 | $0 |
| Payroll & Benefits (25% load) | $3,575,479 | $4,456,984 | $4,922,174 | $5,483,464 | $6,164,172 |
| Facilities (Tampa HQ) | $209,100 | $154,100 | $155,100 | $156,100 | $157,100 |
| Software & Cloud / AWS / AI | $425,992 | $425,992 | $425,992 | $425,992 | $425,992 |
| Marketing (Affiliate, PR, Paid, Creator, Events) | $965,210 | $1,618,584 | $2,239,714 | $2,852,880 | $3,553,642 |
| Professional Services, Legal & Security Audits | $281,000 | $231,000 | $256,000 | $231,000 | $231,000 |
| Insurance (Cyber, D&O, Product, GL) | $60,000 | $80,000 | $112,500 | $145,000 | $187,500 |
| Travel & Team Offsite | $87,500 | $105,500 | $105,500 | $105,500 | $105,500 |
| Total Operating Expenses | $5,785,281 | $7,072,160 | $8,216,979 | $9,399,936 | $10,824,906 |
| Depreciation (below EBITDA) | $269,750 | $515,333 | $548,417 | $584,583 | $625,833 |
Model policies
- 27 roles at full staffing: 12 people in January 2027, 25 by December 2027 and 27 from January 2028. Payroll includes a 25% benefits load.
- Executive salaries: no increase in 2028 and 25% per year in 2029–2031, subject to profitability; other staff about 3.5% per year; CMCO and VP of Sales fixed at $12,000 per month.
- P&L contingency buffer: 0%; separate cash/runway cushion: 5%.
- Warranty: $10 per unit within hardware COGS.
- Conferences/events: $160K budget in 2027 and about $75K per year after; PR and paid creators: $150K per year each.
- Affiliates: 30% of hardware sales at a 12% commission (about 3.6% of hardware revenue).
- Paid digital: 20% of units at a $100 customer acquisition cost, $288K per year.
- External security audits and specialists: $120K per year.
Cold Crypt financial model, October 2026. Category rows sum to Total Operating Expenses.
06 · Cap Table
Ownership by holder and scenario.
Pre-round ownership, and ownership after a $12M base-case or $15M fully funded Series A at a $45M pre-money valuation.
Cap table — 20,000,000 pre-round fully diluted shares
| Holder | Shares (pre-round) | % Pre-round | % After $12M | % After $15M | Class |
|---|---|---|---|---|---|
| David DiStefano (Founder & CEO) | 15,824,000 | 79.12% | 62.46% | 59.34% | Common |
| Shannon Allan (Co-Founder / CMO) | 600,000 | 3.00% | 2.37% | 2.25% | Common |
| Keenan Benning (Co-Founder / CTO) | 400,000 | 2.00% | 1.58% | 1.50% | Common |
| Gautam Peri (Co-Founder & CPO) | 300,000 | 1.50% | 1.18% | 1.13% | Common |
| Melissa Santos (Co-Founder & CFO) | 300,000 | 1.50% | 1.18% | 1.13% | Common |
| Sheri Winesett (Chief of Staff) | 150,000 | 0.75% | 0.59% | 0.56% | Common |
| Daniel Mann (General Counsel) | 100,000 | 0.50% | 0.39% | 0.38% | Common |
| Jonathan Scott (CMCO) | 200,000 | 1.00% | 0.79% | 0.75% | Common |
| VP of Sales | 200,000 | 1.00% | 0.79% | 0.75% | Common |
| Founding Circle (seed) investors | 226,000 | 1.13% | 0.89% | 0.85% | Common |
| Employee Option Pool | 1,600,000 | 8.00% | 6.32% | 6.00% | Options (unissued) |
| Executive Equity Reserve | 100,000 | 0.50% | 0.39% | 0.38% | Unallocated |
| Series A investors | 5,333,333 / 6,666,667 | — | 21.05% | 25.00% | Series A Preferred (proposed) |
| Total shares | 20,000,000 | 100% | 25,333,333 | 26,666,667 |
Series A scenarios
| Metric | $12M Base Case | $15M Fully Funded |
|---|---|---|
| Pre-Money Valuation | $45,000,000 | $45,000,000 |
| Series A Raise | $12,000,000 | $15,000,000 |
| Post-Money Valuation | $57,000,000 | $60,000,000 |
| Price Per Share | $2.25 | $2.25 |
| New Series A Shares | 5,333,333 | 6,666,667 |
| New Investor Ownership | 21.05% | 25.00% |
| Founder Ownership After Round | 62.46% | 59.34% |
| Founder Voting Control (Class B 10×) | 94.33% | 93.59% |
| Employee Option Pool (pre-round / post-round) | 8.00% / 6.32% | 8.00% / 6.00% |
| Fully Diluted Shares After Round | 25,333,333 | 26,666,667 |
Equity and voting notes
Ownership is shown on a fully diluted basis, including the 8% employee option pool and the executive reserve. Founding Circle shares include 111,320 shares held for the unsold portion of the $170,000 round. The founder holds Class B common with 10 votes per share. Share classes and final terms are subject to definitive documents.
07 · Valuation
Valuation methods and returns.
The Venture Capital Method is the primary valuation; the DCF and revenue multiples are cross-checks.
Valuation summary
| Method | Indicated Value | Basis |
|---|---|---|
| VC Method — pre-money (primary) | $39,864,621 | 8.0× Year-5 EBITDA exit ($610,172,007), 10× target investor return, 15% dilution from later rounds |
| VC Method — range | $39.9M–$56.3M | 8.0× exit; 10× to 7.6× (50% per year) target return |
| Proposed Series A pre-money | $45,000,000 | 13% above the conservative VC Method value |
| DCF enterprise value (upside reference) | $145,023,777 | 40% venture-stage discount rate; Year-5 exit value as terminal value |
| Revenue-based exit (cross-check) | $13,218,267 pre-money | Hardware at 0.91× and Protection Plan at 6.0× Year-5 revenue ($296,685,494 exit) |
Sensitivity — pre-money valuation
Rows: Year-5 exit multiple. Columns: investor target return (7.6× = 50% per year).
| Exit multiple | 10× target | 7.6× target | 5× target |
|---|---|---|---|
| 6.0× EBITDA | $26,898,465 | $39,224,317 | $65,796,931 |
| 8.0× EBITDA | $39,864,621 | $56,299,089 | $91,729,241 |
| 10.0× EBITDA | $52,830,776 | $73,373,861 | $117,661,551 |
Market Penetration Validation
$647M–$1,463M 2028 global hardware-wallet market (Mordor Intelligence; 360iResearch; Market Glass)60,000 2028 Cold Crypt unit target1.7%–3.9% Implied revenue market share
The 2028 unit plan requires roughly 2% of the projected global market.
Series A Return Profile · $12M at $45M
- Pre-money
- $45,000,000
- Raise / post-money
- $12,000,000 / $57,000,000
- Investor ownership
- 21.05% at close; 17.89% at exit
- Year-5 exit value
- $610,172,007
- Investor proceeds at exit
- $109,188,675
- Investor multiple (MOIC)
- 9.1×
- Investor return per year (IRR)
- 55.5%
- Exit multiple needed for a 10× return
- 8.8× Year-5 EBITDA
Multiples benchmarked to Damodaran (NYU Stern), January 2026: U.S. Electronics (General) EV/EBITDA 19.99×; Electronics (Consumer & Office) EV/Sales 0.91×; Software (System & Application) EV/Sales 11.41×. Forward-looking estimates.
08 · Use of Funds
From bridge to launch.
Founding Circle use of proceeds, Series A uses and the 2027 capital expenditure plan.
Founding Circle — use of proceeds
$170,000 round · $86,000 raised · $84,000 remaining
| Item | Amount |
|---|---|
| MVP Hardware & Software Development | $50,000 |
| Engineering Validation & Prototype Testing | $20,000 |
| Independent Security Assessment | $35,000 |
| EMC Pre-Compliance Testing | $5,000 |
| Prototype Refinements & Engineering Contingency | $20,000 |
| Operating & Administrative — 6 Months | $36,000 |
| Legal, Accounting & Corporate Compliance | $4,000 |
| Total | $170,000 |
$86,000 of the $170,000 Founding Circle round has been raised to date.
Series A — $12M/$15M Target
Targeted to close before 2027. The financial model uses the $12M base case; $15M is the fully funded case. Planned uses of proceeds:
- Manufacturing Scale-Up & Initial Production Run
- Engineering & Product Team (January 2027 start)
- Sales, Marketing & Launch
- Tampa HQ Facilities & Operations ($60K/year lease plus utilities)
- Regulatory, Certification & Compliance
- Working Capital Reserve (12-month runway; 5% cash cushion)
CapEx Schedule — 2027
Industrial Design$150,000
Electrical Engineering$250,000
PCB Development$200,000
Firmware Development$400,000
Mobile App Development$300,000
Security Audits$300,000
Prototype Iterations$200,000
Tooling$250,000
Certifications$150,000
Prototype Equipment$50,000
Test Equipment$40,000
Lab Tools & Hardware$75,000
Hardware Bench Stations$25,000
Total 2027 capital expenditure: $2,390,000, depreciated over five years. Later years: $160,000–$220,000 per year.
09 · Leadership
The people building Cold Crypt.
Shannon Allan
Co-Founder / CMOBrand, go-to-market and growth.
Keenan Benning
Co-Founder / CTOTechnology architecture and engineering execution.
Gautam Peri
Co-Founder & CPOProduct vision, Sentinel AI™ and the hardware/software experience.
Sheri Winesett
Chief of StaffExecutive operations and coordination across the leadership team.
Daniel Mann
General CounselLegal counsel.
Melissa Santos
Co-Founder & CFOFinancial modeling, investor reporting and accounting.
Jonathan Scott
Chief Media & Communications OfficerPublic narrative, media strategy and brand communications.
10 · Whitepaper 3.0
The complete Cold Crypt whitepaper.
Product, security, roadmap, funding strategy and leadership in one document.
Product & Investment Whitepaper • Version 3.0
COLD CRYPT
The Digital Sovereignty Platform™
Luxury Meets Digital Sovereignty™
Cold Crypt is building an intelligent cybersecurity platform designed to help individuals, enterprises, and institutions own, protect, recover, and control digital assets in a world where digital ownership is becoming mission-critical.
Confidential / Informational • 2026
Founder Letter
A Letter From the Founder
Technology has transformed nearly every aspect of our lives. Today we own digital assets, communicate through digital identities, conduct business online, and increasingly depend on digital systems to manage our financial futures. Yet despite this progress, one fundamental challenge remains: true digital ownership is still fragile.
Every year, people lose access to digital assets through forgotten recovery phrases, compromised accounts, phishing attacks, human error, and security failures. For many, one mistake can mean permanent loss.
Cold Crypt was founded on a simple belief: security should never come at the expense of usability, and usability should never compromise security.
Our vision extends beyond building another hardware wallet. We are building The Digital Sovereignty Platform™ — a new generation of intelligent cybersecurity solutions designed to help individuals, businesses, and institutions securely own, protect, recover, and control their digital lives.
Our first flagship product, Cold Crypt Vault™, combines Hot Mode™, Go Cold™, Sentinel AI™, and Vault Architecture™ into a premium device designed to make self-custody safer, clearer, and more usable.
Executive Summary
Digital ownership needs a new security standard.
The next generation of wealth, identity, access, and economic activity is increasingly digital. Yet most tools used to protect digital ownership were designed for a simpler era. Hot wallets prioritize convenience but expose users to online threats. Traditional cold wallets improve security but often create friction, complexity, and catastrophic recovery risk. Exchanges simplify access but require users to surrender control.
Own
Cold Crypt is designed around user control, self-custody, and long-term digital independence.
Protect
Vault™ combines connected convenience with true air-gapped protection when maximum security is required.
Recover
Recovery Architecture™ and Guardian™ services are designed to address one of self-custody's greatest challenges: permanent loss.
Cold Crypt's flagship product, Vault™, is a premium digital sovereignty device for crypto self-custody. Vault™ operates as a connected AI-powered crypto command center in Hot Mode™, then transitions into true air-gapped protection through Go Cold™ when maximum security matters.
Investment Highlights
Eight reasons Cold Crypt is positioned to redefine digital sovereignty.
Cold Crypt combines differentiated product architecture, premium hardware, intelligent security, recurring revenue potential, and a platform vision that extends beyond crypto self-custody.
01
Hybrid Hot/Cold Architecture™
Connected usability when users want it, with a deliberate transition to true air-gapped protection when maximum security matters.
02
Recovery Architecture™
Designed to reduce one of self-custody's greatest risks: permanent loss when conventional recovery methods fail.
03
Sentinel AI™
Plain-English transaction explanations, risk analysis, and scam detection before users approve critical actions.
04
Premium Hardware Experience
Security-first engineering combined with intuitive interaction, premium materials, and purposeful industrial design.
05
Platform Business Model
Premium hardware creates the entry point for subscriptions, AI services, enterprise solutions, payments, and ecosystem revenue.
06
Recurring Revenue Potential
Guardian™ and future software services are designed to expand customer lifetime value beyond a one-time device sale.
07
Enterprise Expansion
The long-term roadmap extends into institutional workflows, policy controls, identity protection, and high-assurance security.
08
Institutional Growth Strategy
A phased path from MVP completion through validation, security assessment, manufacturing, and commercial launch.
Investor InsightCold Crypt is being built as a hardware-enabled cybersecurity platform. The Vault™ is the initial product, while recurring services and enterprise expansion create the larger long-term opportunity.
Development Status
From product vision to investor-ready MVP.
Cold Crypt has advanced beyond the concept stage. The company is actively building the Vault™ MVP and preparing the engineering, security, and validation work required for institutional financing and commercialization.
✓
Product Vision Defined
Core customer problem, platform strategy, and flagship product positioning established.
Core customer problem, platform strategy, and flagship product positioning established.
✓
Industrial Design Complete
Premium device form factor and user experience direction established for engineering refinement.
Premium device form factor and user experience direction established for engineering refinement.
✓
Hardware Architecture Complete
Core components, connectivity, secure element, controls, and device architecture defined.
Core components, connectivity, secure element, controls, and device architecture defined.
✓
Software Architecture Defined
Linux-based firmware, wallet functions, QR signing, secure updates, and AI-assisted transaction flows scoped.
Linux-based firmware, wallet functions, QR signing, secure updates, and AI-assisted transaction flows scoped.
✓
MVP Development Underway
Hardware and firmware development are in progress toward a working investor-demonstration prototype.
Hardware and firmware development are in progress toward a working investor-demonstration prototype.
✓
Investor Infrastructure Established
Website, Vault page, pitch materials, executive summary, and offering documentation developed.
Website, Vault page, pitch materials, executive summary, and offering documentation developed.
✓
Trademark Applications Filed
Applications submitted for the Cold Crypt name, $COLD name, and associated brand marks.
Applications submitted for the Cold Crypt name, $COLD name, and associated brand marks.
→
Current Focus
MVP completion, prototype testing, independent security assessment, EMC pre-compliance, and investor demonstrations.
MVP completion, prototype testing, independent security assessment, EMC pre-compliance, and investor demonstrations.
Investor InsightThe Founding Circle™ round is designed to bridge Cold Crypt from active MVP development through validation and investor readiness for a planned institutional Series A.
Ownership should never require compromise.
Why Cold Crypt Exists
The future belongs to those who can control their digital lives.
Digital assets are only the beginning. The same principles that matter in crypto — ownership, security, privacy, identity, access, and recoverability — will define the next era of digital life. Cold Crypt exists to make that future safer, clearer, and more sovereign.
Security should feel effortless.
Users should not have to choose between convenience and protection.
Ownership should mean ownership.
Self-custody should preserve control without making users feel alone.
Luxury should have purpose.
The Vault is designed to feel worthy of the assets it protects.
Contents
Whitepaper Overview
1. Investment Highlights2. Development Status3. The Digital Sovereignty Challenge4. Why Current Solutions Fail5. Introducing Cold Crypt6. Meet Vault™7. Hot Mode™8. Go Cold™9. Sentinel AI™10. Recovery Architecture™11. Platform Ecosystem12. Business Model13. Market Opportunity14. Roadmap15. Funding Strategy16. Executive Leadership
The Challenge
Digital sovereignty is becoming one of the defining issues of our time.
Digital assets, credentials, accounts, and identities now carry real economic and personal value. But the infrastructure for protecting them remains fragmented. Most users are forced to choose between convenience, security, and recoverability.
Convenience
Connected tools are easy to use but expose users to phishing, malware, malicious smart contracts, and account compromise.
Security
Offline storage improves protection but often creates slow, complex workflows that discourage everyday use.
Recovery
In conventional self-custody, losing a device or recovery phrase can mean losing access forever.
Why Current Solutions Fail
Each approach protects one part of digital ownership.
Cold Crypt is designed to bring connected use, offline protection, and recoverability into one clearer experience.
| Current approach | What it does well | Where users are left exposed | Cold Crypt’s intended response |
|---|---|---|---|
| Hot wallets | Quick access and connected transactions | Persistent online exposure can increase phishing, malware, and malicious-contract risk. | Hot Mode™ for everyday use, with Sentinel AI™ risk guidance before critical actions. |
| Cold wallets | Offline key protection | Disconnected workflows can be slow and difficult for everyday users. | Go Cold™ is designed to let users deliberately move from connected use to air-gapped signing. |
| Seed phrases | User-held recovery information | Loss of both the device and phrase can mean permanent loss of access. | Guardian™ Recovery Architecture is being developed around verified owners while preserving self-custody. |
| Exchanges | Easy account access | Users rely on a third party to hold and control their assets. | Vault™ is designed to keep ownership and transaction approval with the user. |
These are design goals. Final features and security claims depend on engineering completion and independent review.
Introducing Cold Crypt
A cybersecurity company building the Digital Sovereignty Platform™.
Cold Crypt is not positioned as another wallet company. It is a cybersecurity company whose first flagship product is a secure digital sovereignty device for self-custody. The long-term platform vision extends into digital asset protection, recovery services, AI security intelligence, payments, enterprise solutions, and identity protection.
Flagship Product
Cold Crypt Vault™ is the first expression of the platform: a premium device designed for Hot Mode™ usability, Go Cold™ protection, Sentinel AI™ guidance, and long-term ownership.
Platform Vision
Guardian™, SovereignOS™, VaultConnect™, Recovery, Card™, Enterprise™, and Identity™ represent the broader roadmap for protecting digital ownership beyond crypto alone.
Flagship Product
Meet Cold Crypt Vault™.
A luxury AI digital sovereignty device designed to transform from a fully connected crypto command center into a true air-gapped cold wallet with a single touch.
Hot Mode™
Your connected crypto command center.
Hot Mode™ is designed for everyday digital asset interaction. The Vault supports connected functionality for portfolio management, trading, swaps, staking, WalletConnect-compatible apps, and Sentinel AI™ guidance.
- Wi-Fi and Bluetooth connectivity
- Portfolio and market visibility
- Buy, sell, swap, stake, and manage assets
- WalletConnect and MetaMask-compatible workflows
- Sentinel AI™ explanations before critical actions
Go Cold™
One touch. Total isolation.
Go Cold™ is the signature Cold Crypt experience. When maximum protection matters, the Vault is designed to disable wireless communications and transition into true air-gapped protection.
- Wireless radios disabled
- Offline QR verification workflow
- Reduced remote attack exposure
- User-controlled transition between connected and cold modes
SENTINEL AI™
Before you sign
Review this action with clear, human-readable guidance.
REVIEW REQUIREDContract permissions may be broader than expected.
✓ You remain in control of approval.
Sentinel AI™
Understand every transaction before you approve it.
Sentinel AI™ is designed to help users understand what they are doing before assets move. The objective is not to replace user control, but to make user control safer, clearer, and more informed.
- Plain-English transaction explanations
- Warnings for suspicious addresses or contract behavior
- Detection of phishing patterns and high-risk interactions
- Confirmation flows that help prevent wrong-address or wrong-amount errors
Illustrative in-product warnings
The examples below show the type of guidance Sentinel AI™ is intended to provide. They are concepts for a product in development, not live detection results or guaranteed alerts.
Review contract“This contract may request unlimited token approval.”
Check the requested permissions before you sign.
Check address“This receiving address does not match your saved contact history.”
Confirm the recipient using a trusted source.
Confirm action“You are sending 0.25 ETH to this wallet. Network fees apply.”
Review the amount, address, and fees before approval.
Vault Architecture™
Crafted with intention.
Vault Architecture™ is the design philosophy behind the Cold Crypt Vault: premium materials, intuitive interaction, and security-first engineering in one device.
Current industrial design concept. Final production design subject to refinement during engineering.
Recovery Architecture™
Because one mistake should not last forever.
One of the greatest barriers to self-custody is permanent loss. Traditional recovery models often place an impossible burden on users: protect a device and recovery phrase perfectly forever, or risk losing access entirely.
Cold Crypt is developing a proprietary Recovery Architecture™ designed to help verified owners regain access in scenarios where conventional recovery methods may fail, while preserving the core principles of self-custody and user control.
Owner Verification
Recovery should be available only to legitimate owners through carefully designed verification workflows.
Self-Custody First
Recovery must not become a backdoor or undermine user sovereignty.
Resilience
The architecture is designed to reduce catastrophic loss scenarios while maintaining a security-first posture.
Specific implementation details are intentionally limited in public-facing materials for security and intellectual property reasons. Final recovery workflows are subject to engineering validation, security review, and legal compliance.
Platform Ecosystem
Vault™ is the beginning. The platform is the future.
Cold Crypt is designed as a platform company. Vault™ is the first product, but the long-term roadmap expands into recurring services and security products built around Digital Sovereignty.
Vault™
Personal Digital Vault for connected asset management, transaction control, and cold protection.
Guardian™
Planned subscription layer for recovery support, monitoring, alerts, and protection services.
Sentinel AI™
AI-powered security intelligence for transaction clarity, scam detection, and user protection.
Card™
Planned payment layer connecting digital assets to real-world spending through partner rails.
Enterprise™
Future business solutions for organizations managing digital assets, access, and approvals.
Government™
Long-term high-assurance solutions for public-sector digital sovereignty needs.
Business Model
A hardware product with platform economics.
Cold Crypt's business model is designed to begin with premium hardware and expand into recurring software, services, payments, enterprise, and future platform revenue.
Hardware
Vault™ device sales, including Standard Edition and Founder Edition.
Subscriptions
Guardian™ recovery, protection, monitoring, and premium security services.
AI Services
Advanced AI security features, analysis, and protection services over time.
Payments
Card™ and partner payment rails, subject to partnerships, approvals, and compliance.
Enterprise
Business and institutional solutions for digital asset workflows and access control.
Ecosystem
$COLD utility, platform rewards, and future network participation models.
Market Opportunity
Digital ownership is expanding. Protection must evolve with it.
Cold Crypt's initial market is crypto self-custody, but the broader opportunity is digital sovereignty: the protection of assets, identities, credentials, and access across consumer, enterprise, and institutional environments.
Consumers
Individuals seeking safer self-custody, easier recovery, and protection from scams and user error.
Investors
Crypto holders who want stronger asset protection without sacrificing usability.
Institutions
Organizations requiring secure workflows, policy controls, and digital asset protection.
Roadmap
From MVP completion to commercial launch.
Cold Crypt's near-term roadmap is designed to convert active development into a validated product, support institutional financing, and prepare the company for manufacturing and market entry.
01
Founding Circle™ — $170,000Funds product completion, engineering validation, independent security assessment, EMC pre-compliance, prototype refinement, and operating support.
02
Complete Vault™ MVPIntegrate hardware, firmware, core wallet functions, QR signing, secure updates, and Sentinel AI™ transaction guidance.
03
Engineering Validation & Prototype TestingTest critical device functions, refine the prototype, and address engineering issues before manufacturing preparation.
04
Independent Security AssessmentConduct third-party review of the security architecture, firmware posture, transaction workflows, and recovery design.
05
EMC Pre-Compliance & Investor DemonstrationsIdentify certification risks early and demonstrate a working MVP to institutional and strategic investors.
06
Planned $12M/$15M Series AFinance certifications, manufacturing, team expansion, initial inventory, sales and marketing, and commercial launch.
07
Manufacturing & Commercial LaunchMove from validated prototype to production, launch Vault™, and begin expanding Guardian™ and platform services.
Beyond the Vault™ launch
From one device to a broader protection platform.
The following are longer-term development directions. Timing and availability depend on product validation, customer demand, partnerships, and applicable approvals.
Next / Protection
Guardian™ services
Develop recovery support, monitoring, alerts, and premium protection around verified ownership and self-custody.
Expand / Organizations
Enterprise tools
Explore policy controls, secure workflows, and access protection for business and institutional users.
Future / Platform
Digital sovereignty ecosystem
Evaluate identity, payments, and other services that extend protection beyond digital assets.
$COLD Ecosystem
A token designed to support the platform, not define it.
The $COLD token is intended to support platform utility, rewards, discounts, and ecosystem participation. Unlike token-first projects, Cold Crypt's foundation is product, security, and platform value.
Fixed Supply Target
1B
Fixed supply target of 1,000,000,000 $COLD.
Utility
Potential fee discounts, premium feature access, and platform rewards.
Future Governance
Potential rewards, staking, and governance functions over time, subject to legal and technical review.
All token-related mechanics are subject to final legal review, jurisdictional compliance, technical implementation, and market conditions.
Security Architecture
Security-first engineering principles.
Cold Crypt is designed around high-assurance security principles, including hardware isolation, offline signing, secure firmware, user confirmation, and AI-assisted risk detection.
Air-Gapped Protection
Go Cold™ is designed to remove wireless exposure during sensitive protection workflows.
Secure Components
Secure element architecture, firmware signing, and cryptographic protections are planned as core design principles.
Human-Centered Security
Clear confirmations, plain-English explanations, and AI warnings help users make safer decisions.
Security claims are subject to engineering completion, third-party review, firmware validation, and final product testing.
Funding Strategy
Complete the MVP. Validate the product. Prepare for institutional scale.
Cold Crypt has raised $86,000 toward its $170,000 Founding Circle™ round. The remaining $84,000 is needed to complete the Vault™ MVP, perform engineering and security validation, support investor demonstrations, and prepare for a planned $12M/$15M Series A.
Current Raise
$84K remaining
$86K raised toward the $170K Founding Circle™ round. Capital focused on MVP completion, prototype validation, independent security assessment, EMC pre-compliance, operating support, and institutional investor readiness.
Planned Next Stage
$12M/$15M
Series A financing intended to support certifications, manufacturing, initial inventory, team expansion, sales and marketing, and commercial launch.
Founding Circle™ Use of Proceeds
| Category | Amount |
|---|---|
| MVP Hardware & Software Development | $50,000 |
| Engineering Validation & Prototype Testing | $20,000 |
| Independent Security Assessment | $35,000 |
| EMC Pre-Compliance Testing | $5,000 |
| Prototype Refinements & Engineering Contingency | $20,000 |
| Operating & Administrative — 6 Months | $36,000 |
| Legal, Accounting & Corporate Compliance | $4,000 |
| Total | $170,000 |
Founding Investor Structure
Investment structure and final terms will be described in definitive offering documents provided to eligible investors.
Minimum Participation
$5K
Minimum investment for qualified accredited investors participating in the Founding Circle™ round.
Investor InsightThe $170,000 round is intended to finance the specific work that bridges Cold Crypt from active MVP development to a validated, demonstrable product positioned for institutional due diligence.
Important: The planned Series A is a strategic financing objective, not a guarantee. Timing, amount, valuation, investor participation, and final use of proceeds remain subject to product progress, market conditions, and negotiated terms.
Interested in Becoming a Founding Investor?
Review the complete investment opportunity, formal offering materials, financial projections, and schedule a private discussion with the founder.
Request Private Investor AccessExecutive Leadership
Built by operators, engineers, finance, legal, product, and market strategy.
A focused leadership team aligned around one mission: build a trusted digital sovereignty platform for individuals, enterprises, and institutions.
David DiStefanoFounder & Chief Executive Officer
Melissa SantosCo-Founder & CFO
Sheri WinesettChief of Staff
Daniel MannGeneral Counsel
Keenan BenningCo-Founder / CTO
Shannon AllanCo-Founder / CMO
Gautam PeriCo-Founder & CPO
Jonathan ScottChief Media & Communications Officer
Leadership titles and public disclosures are presented as provided by Cold Crypt and remain subject to company approval and change.
The future of ownership isn't simply about protecting cryptocurrency. It is about protecting digital life itself.
Cold Crypt is building that future.
Cold Crypt began with a simple idea: digital ownership should be secure, usable, and recoverable. That idea has grown into a broader vision for Digital Sovereignty: a platform designed to help people and organizations own, protect, recover, and control their digital lives.
Vault™ is the first product. The platform is the larger mission.
The Digital Sovereignty Platform™ • Luxury Meets Digital Sovereignty™
Important Notice: This document is provided for informational purposes only and does not constitute an offer to sell securities or a solicitation to purchase securities. Any investment opportunity will be made only through appropriate legal documentation and in compliance with applicable securities laws. Participation may be limited to accredited investors and is subject to verification, eligibility, and applicable offering requirements.
This document includes forward-looking statements, planned products, roadmap items, business expectations, and technical objectives that are subject to risks and uncertainties. Future performance, financing, product development, regulatory approvals, token mechanics, partnerships, manufacturing, and launch timelines are not guaranteed.
All pricing, product specifications, features, token mechanics, business models, and roadmap items are subject to change. Digital assets involve risk, including volatility, technology risk, regulatory risk, cybersecurity risk, and potential loss of principal. Readers should consult their own legal, tax, investment, and technical advisors before making any decision.
Accredited Investors Only
The Future of Digital Ownership Is Being Built Today.
The Founding Circle™ represents an opportunity to participate before the planned institutional financing round. Investors who believe self-custody should be more secure, intelligent, recoverable, and accessible are invited to request additional information.
The Founding Circle™ is intended for accredited investors. This page is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to purchase securities. Any investment opportunity will be offered only through definitive legal documents, only to eligible persons, and in compliance with applicable law. All terms are subject to change and final documentation. Investing in an early-stage company involves substantial risk, including the possible loss of the entire investment.